Company Overview

The Dempsey Companies is a member of Brokerage Resources of America, BRAMCO, which offers a producer-focused brokerage opportunity with 2009 sales totaling $233 million Life, $2.04 billion Annuity and $12.3 million Long Term Care. Dempsey is a wholesale insurance brokerage focusing on developing and maintaining strategic insurance alliances with financial planners, accounting firms, property and casualty agencies, banks, broker/dealers and financial services professionals. Our goal is that one phone call to us will provide you with access to:

Relevant and proven successful insurance planning concepts.

Expert life, annuity, long-term care, retirement plan and disability income consultation.

Competent and aggressive underwriting and case management.

Aggressive Impaired Risk Underwriting

A staff with a “yes" attitude

Partnership

Financial Service Professionals are recognizing the benefits provided by a team approach in handling complex insurance planning needs. Our staff (CLU, ChFC, CFP and CLTC) has practical experience in providing expert insurance planning and product evaluations.

For licensed financial professionals who provide products to their clients, we offer products issued by top tier companies. Point of sale assistance is available, at the advisor’s discretion. A consulting underwriter along with case management will create time efficiencies and excellent compensation accrues to the advisor.

Planning

ESTATE PLANNING

• Estate Tax Liquidity Planning
• Estate Equalization
• Life insurance trusts
• Generation Skipping
• Gifting and fear of Running Out of Money

BUSINESS INSURANCE

• Key Person
• Disability Buyout
• Buy/Sell
• Business Overhead Expense
• Executive Benefits
• Supplemental Retirement
Income Planning

RETIREMENT PLANNING

Existing Plan Review
Design of Benefits
• 401(k)
• Defined Benefit
• Defined Contribution
• Fully Insured Planx
• Profit Sharing

PERSONAL INSURANCE

• Income Replacement
• Mortgage Protection
• Long-Term Care
• Debt Reduction
• College Funding
• Disability Income

FISCAL FITNESS

• Product Performance
• Fiduciary Liability
• Carrier Financial Ratings
• Inforce Underwriting Evaluation
• Needs Appraisal
• Life Settlements

Products

Our partner carriers offer an entire array of insurance offerings that include whole life, term, universal life, annuities, long-term care, disability income that meet the ever-changing needs of consumers. We have the production clout necessary for underwriting the large or impaired risk case.